Articles In ‘Debt Management’ Section
Debt Reduction Vs Investment »
Quite often I am asked whether or not a client should pay their home off or invest and lately there has been a definite increase in the discussion about whether or not interest rates will increase, which then increase the discussion about investment vs. debt reduction. On the question of “Will interest rates go up?” I can tell you right [...]
Top 10 Tips for achieving your lifestyle goals sooner »
10 Top Tips Over the years I have been involved not only in creating wealth but on the flip side of that managing debt, Here are ten tips involving debt that can help you achieve your lifestyle goals sooner.... 1. Consolidate. Merging your credit card debts and personal loans into a loan with a lower interest rate (e.g. your mortgage), can [...]
LifeStyle Builder »
Owning your own home is the great New Zealand dream, but the amount of interest you pay to achieve that dream can be a nightmare! Traditional Bank mortgages are structured in such a way that in the first 15 years of a 25-year mortgage very little capital is paid off the principal of the loan. For example, if you pay an average of 8.0% in [...]
